Insurance & financing
Know your cost before you sit in the chair
We accept most PPO dental plans and Texas Medicaid and CHIP for kids. No insurance? Our membership and monthly payment options keep care within reach.
PPO dental insurance
We accept most PPO plans and check your benefits before treatment, so you know your share up front.
Medicaid & CHIP for kids
Children and teens 18 and under with Texas Medicaid or CHIP dental coverage are welcome.
Monthly payments
Spread larger treatment over time with approved financing.
No insurance? Join Kudo Care
Our membership covers preventive visits — including dental cleanings — for a one-time $50 activation and a low monthly fee.
PPO dental insurance
We accept most PPO dental plans. Before treatment, we contact your insurer to confirm your benefits — what’s covered, your deductible, and how much of your annual maximum is left — then give you a written estimate of your share.
Plans change often, so the quickest way to know for sure is to call (469) 706-0710 with your plan name and member ID, or send us your details and we’ll check for you.
Good to know: most PPO plans cover preventive care (exams, x-rays and cleanings) at a high percentage, and fillings, crowns and root canals at a lower percentage. Many have a yearly maximum, which is why we sometimes suggest spreading treatment across two plan years.
Texas Medicaid & CHIP for children
Children and teens 18 and under with Texas Medicaid or CHIP dental coverage are welcome. These programs commonly cover checkups, cleanings, x-rays, fluoride, sealants and fillings for kids. We’ll confirm your child’s plan and coverage before the visit.
Not sure if your child qualifies? Our guide to Texas Medicaid and CHIP dental coverage explains how to check eligibility and what to bring.
Monthly payments: Cherry, Affirm & CareCredit
For larger treatment like implants, crowns or veneers, you can apply for financing through Cherry, Affirm or CareCredit. Each offers payment plans subject to credit approval, and checking whether you prequalify typically takes a few minutes.
Our front desk can help you compare options — but the terms come from the lender, so review them carefully before you sign.
No insurance? Kudo Care Concierge Membership
Our in-house membership is designed for people without insurance. For a one-time $50 activation fee and a low monthly fee, members get preventive visits across all three Kudo Care departments — including dental cleanings, routine eye exams and a yearly physical with routine labs — plus discounted rates on other visits. Family members can join at a discount.
Ask our front desk for current pricing and details, or read more on the Kudo Care Center membership page.
Written estimates, every time
Whatever your coverage, you’ll see a written estimate before treatment starts. If a treatment isn’t urgent, we’ll say so — and if something can be done in stages to fit your budget, we’ll show you how. See our guide to making dental care affordable without insurance.
Pay your bill online
You can pay an existing balance securely at pay.kudocarecenter.com. Questions about a bill? Call (469) 706-0710.
FAQ
Insurance & payment questions
Still have a question? Call (469) 706-0710 — a real person answers, in English, Spanish or Vietnamese.
Do you accept my dental insurance?
We accept most PPO plans. Call with your plan name and member ID, or send them through our booking form, and we’ll confirm your benefits before your visit.
Do you accept Medicaid for adults?
Our Medicaid and CHIP dental participation is for children and teens 18 and under. Adults without dental insurance can use our membership plan or financing.
How much does a visit cost without insurance?
It depends on what you need. Call us for the price of a new-patient visit, and see the new patients page for what it includes. For treatment, we give you a written estimate first.
Can I use my HSA or FSA?
Many dental treatments are eligible expenses for HSA and FSA accounts, while purely cosmetic treatment usually isn’t. Check with your plan administrator — we’re happy to provide itemized receipts.
Will applying for financing hurt my credit?
Each lender handles applications differently. Many offer a prequalification check with a soft inquiry, but a full application may involve a hard inquiry. Review the lender’s terms before applying.
Ready when you are — even on Sunday.
Request a time online in about a minute, call us, or simply walk in during open hours. We’ll take it from there.
Open 7 days a week
Walk-ins welcome · Sundays 9–1
- Monday: 9 AM–6 PM
- Tuesday: 9 AM–6 PM
- Wednesday: 10 AM–7 PM
- Thursday: 9 AM–6 PM
- Friday: 9 AM–6 PM
- Saturday: 9 AM–6 PM
- Sunday: 9 AM–1 PM